Bank Account

Most banks will open your account for free, but with some conditions (e.g. you would have to spend a certain amount monthly to pay with your card at stores, or receive a specific sum on your account every month). Make sure that your bank provides convenient online banking with services available in English. This is a useful tool to carry out payments, open additional accounts, transfer amounts between your existing accounts etc.

Some of the popular banks you might consider:

• ING bank https://www.ing.pl
• Bank Millenium: http://www.bankmillennium.pl/en/
• Santander Bank: https://www.santander.pl/
• BGZ BNP Paribas: https://www.bgzbnpparibas.pl/english-info
• PKO: http://www.pkobp.pl/pkobppl-en/
• Pekao: http://www.pekao.com.pl/?s,main,language=EN
• mBank: http://www.mbank.pl/en/

How to open a bank account?

The requirements for opening a bank account might vary by bank, but in most cases you will be asked to present the following documents:

1. For non-EU citizens:
   1. a valid ID card or passport,
   2. proof of residence in Poland (residence card or visa),
   3. proof of address in Poland (if you stay at the IBB hotel, it’s a confirmation of your address there, in other cases: rental agreement, statement from the City Hall or tax office),
   4. employment contract (if you are an employee) or scholarship/grant agreement (if you are a student),
   5. student ID (in case you are a student),
   6. confirmation of PESEL number.
2. For EU citizens:
   1. ID card or passport
   2. statement confirming your address in Poland and the base of your stay.

It is convenient to book your appointment in advance.

Note: You’ll need to declare in which country you’ll be a resident for tax purposes. For online bank services you’ll also need to provide your phone number – it is recommended to get a Polish sim card first.