Bank Account

Most banks will open your account for free, but with some conditions (e.g. you would have to spend a certain amount monthly to pay with your card at stores, or receive a specific sum on your account every month). Make sure that your bank provides convenient online banking with services available in English. This is a useful tool to carry out payments, open additional accounts, transfer amounts between your existing accounts etc.

Some of the popular banks you might consider:

How to open a bank account?

The requirements for opening a bank account might vary by bank, but in most cases you will be asked to present the following documents:

  1. For non-EU citizens:
    1. a valid ID card or passport,
    2. proof of residence in Poland (residence card or visa),
    3. proof of address in Poland (if you stay at the IBB hotel, it’s a confirmation of your address there, in other cases: rental agreement, statement from the City Hall or tax office),
    4. employment contract (if you are an employee) or scholarship/grant agreement (if you are a student),
    5. student ID (in case you are a student),
    6. confirmation of PESEL number.
  2. For EU citizens:
    1. ID card or passport
    2. statement confirming your address in Poland and the base of your stay.

It is convenient to book your appointment in advance.

Note: You’ll need to declare in which country you’ll be a resident for tax purposes. For online bank services you’ll also need to provide your phone number – it is recommended to get a Polish sim card first.